Stage Now, Pay Later

  • NOTABLE is our lending partner for our new Pay at Close service.
  • Flexible Credit Line: Up to $50k to prepare your property for the market
  • Simple: Soft credit check, no liens.  Repayment through the closing process.
  • Smart: Average interest rate is only 1% per month, making it a no-brainer for both the cash-strapped and the savvy investor.
living room with fireplace and a white arm chair

How NOTABLE Works

CHECK YOUR OFFER – Submit a few basic details to see your personalized offer, all in just a few minutes with no impact on your credit.

ACCESS FUNDS – Once approved, you’ll gain immediate access to your funds, allowing you to quickly get your home ready for listing.

REPAY AT CLOSING – When it’s time to close, NOTABLE will guide you through a convenient process to repay what you spent with proceeds from your sale.

To Qualify

  1. Listing agreement in place with a real estate agent
  2. 680 or higher FICO score
  3. Sufficient equity
  4. Owner or be able to act on behalf of the owner (e.g., POA, LLC, Trust) of the property
  5. Property list price under $8M

F.A.Q.s

  1. Will a lien be placed on my property?  No, this is an unsecured product.
  2. What can the funds be used for?  Almost anything!  Staging, painting, landscaping, repairs, flooring, kitchen remodeling, bathroom updates, etc.
  3. Can I use Notable funds if I am selling by owner?  No, you must work with a real estate agent or a specific program offered by a brokerage firm (like Redfin Concierge or Compass Concierge).
  4. How does the “pay-at-close” feature work?  Notable provides a line of credit, and the homeowner makes no upfront payment for the services.  The loan amount used, along with low fixed interest and fees, is repaid directly from the proceeds of the home sale during the closing process.
  5. When is the loan due?  Full repayment of the principal, interest, and fees is due at the earliest of the home sale, loan acceleration, or twelve (12) months after the loan originated.
  6. Does applying affect my credit score?  No, the initial pre-qualification application involves a soft credit check, which does not impact your credit score.
  7. How much can I borrow?  If your FICO score is 680 or higher, you may be eligible for up to $50,000.  If your FICO score is 780 or higher, you may be eligible for up to $75,000.
  8. Is a listing agreement with a realtor required?   Notable does not require a listing agreement; however, you must be working with a realtor.
  9. Can I manage my loan online?  Yes, you can manage your loan, track spending, and receive updates through a secure online portal.
  10. What is required to apply?  The listing address, agent details, listing price, requested amount, contact information, date of birth, social security number, annual income, and any outstanding property debt.

Apply Now for Great Results!

Listings staged by Transformations by Jill sell faster and for more money.